Baccarat is a popular game in Asia and is getting more popular in the UK and USA. There are 3 popular variations of the game, punto banco, baccarat chemin de fer and baccarat banque. Punto Banco is the most popular form of baccarat.
The aim of the game is to get the highest total possible with the cards. The twist is that they use modulo mathematics. In simple terms they take the 10s off the total. So a score of 22 is merely 2, 23 is 3, 33 is 3 and so on. 20, 30, 40 etc all count as 0.
There is no skill involved. You just chose to play the player or the banker. The banker has a slight advantage so when you win playing the banker, you pay a commission.